HBR ANALYTICS AND BI SOLUTIONS PRIVATE LIMITED, Survey No 15/2, 2nd Floor, Rajashree Layout, Bangalore - 560037.

Trusted Experts in Quantitative Risk Consultingxpertise

  • We are a team of experienced professionals having experience of more than 15 years in Quantitative Risk Consulting.
  • We have expertise in Market, Credit and Fraud Risk. 
  • We have experience supporting our clients in areas of Model Development, Model Validation (SR 11-7), Audit and Advisory support.

Our Market risk capabilities Include :

Models

Structured Products Pricing

Prepay, Default, Severity Models, Agency/Non-Agency MBS, CMO, CMBS, MSR, CMSR

Derivatives Pricing

Swaps, Swaptions, Cap/Floors, Exotics, Convertible Bonds, CDS, FX

Interest Rates and Volatility Modeling

BGM, Hull-White, SABR, Black, Normal

Risk

VaR, Counterparty Risk (CVA, PFE) , Scenario Generation

Model Validation & Remediation, VaR, P&L Attribution, Counterparty Risk, Backtesting, Benchmarking, Basel 3 SSFA, LRM Reporting, Spot Analytics, Horizon Shock Profiles, KRDs, Cash Flow Forecasts, CCAR, Price Verification, Impairment Analysis, Hedge Ineffectiveness, Total Return Analysis

Polypaths (AppPort, BatchCal, Enterprise), Bloomberg, Summit, FINCAD, Yieldbook, ADCo, Intex, QRM, AFT, GPT-4, CoPilot, Claude, Gemini

Programming Skills

Excel VBA

SQL

R

SAS

Python

Our Credit Risk capabilities Include :

Credit Risk Assessment & Scoring

Comprehensive credit scoring models using financial data, market intelligence, and customer behavior.

Dynamic risk rating models based on probability of default (PD), loss given default (LGD), and exposure at default (EAD).

Scenario analysis and stress testing to assess risk exposure under adverse market conditions.

Credit Risk Mitigation

Monitoring and managing collateral to offset credit risk.

Structuring guarantees, credit insurance, and hedging products to mitigate risk exposure.

Default & Recovery Management

Using machine learning and AI-driven models to predict defaults and optimize recovery strategies.

Analyzing recovery rates post-default to refine strategies and improve future credit decisions.

Regulatory Compliance & Reporting

Aligning credit risk management practices with international banking regulations (e.g., Basel II/III, CRD IV).

Accurate and timely reporting to internal stakeholders, regulators, and auditors, using automated reporting tools.

Implementation of internal ratings models for more advanced credit risk measurement and capital adequacy.